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      • Overview
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  • Champ Plan
    • Overview
    • Show Me The Money
    • FAQs
  • Video
  • ABOUT US
  • GET PROPOSAL

Introducing The CHAMP Plan™

Introducing The CHAMP Plan™Introducing The CHAMP Plan™Introducing The CHAMP Plan™

A Smarter Way to Improve Employee Benefits, Increase Take-Home Pay, and Create Employer Savings

Watch Video Breakdown

Health On Your Terms

The CHAMP Plan™ is a self-funded healthcare benefit engineered to layer over your existing health insurance—or operate independently.


By utilizing IRS Section 125 codes, the plan reshuffles payroll compensation structures to deliver a dual-sided financial win: it increases your employees' net take-home pay while reducing your company's matching FICA tax liability.


Because these tax savings fund the program, you provide a robust, frontline layer of healthcare benefits and a net raise to your team—at zero net cost to your companies budget.


IRS Section 125 Compliant | Integrates with Current Insurance | Proven For Employers

Trusted By Companies Nationwide

Champion Health partners with employers across industries, from mid-sized businesses to national franchise groups, helping them deliver stronger benefits without increasing costs.

The Problem With Traditional Health Insurance

A Smarter, Layered Approach to Employee Benefits

A Smarter, Layered Approach to Employee Benefits

Rising Overhead: Premiums spike every year, but your company return on investment shrinks.

Wasted Spend: Employers pay massive amounts for benefits that workers rarely use due to high deductibles.

The Claim Trap: Minor urgent care visits and basic prescriptions trigger claims, driving future corporate premiums higher.

A Smarter, Layered Approach to Employee Benefits

A Smarter, Layered Approach to Employee Benefits

A Smarter, Layered Approach to Employee Benefits

The CHAMP Plan™ does not replace your current health insurance—it complements it. By acting as the frontline defense for routine healthcare, employees use this plan first. This deflects routine claims away from your primary major medical policy, stabilizing your long-term premium costs.

Is Your Business Eligible?

A Smarter, Layered Approach to Employee Benefits

Is Your Business Eligible?

The Champ Plan is available to businesses with:


✅ Full-Time W-2 Employees

✅ $20,000+ Annual Wages

✅ FICA-Paying Payroll


If this describes your workforce, your business likely qualifies.

What Employees Receive

The Champ Plan™ removes financial and access barriers to everyday healthcare, helping employees stay engaged with their health while improving overall outcomes. These benefits are designed to be used as an employee’s first point of care when appropriate.


👥 The Employee Win

• Net Raise in monthly take-home pay

• $0 Copay for unlimited Primary & Urgent Care Visits

• $0 Out-of-Pocket for 200+ common medications

• 24/7 Virtual Medical Care & Mental Health Support

Employer Impact

By implementing The Champ Plan™, businesses can strengthen their benefits offering while creating measurable payroll tax savings and reducing long-term healthcare costs.


🏢 The Employer Win

• $573 Annual Savings per enrolled employee

• Lower Payroll Taxes via matching FICA reduction

• Integration with your existing payroll setup

• Compliance built on IRS Section 125 codes

Take The Next Step

Video Breakdown

Personalized Company Savings

Personalized Company Savings

Want to see exactly how The CHAMP Plan™ improves employee benefits, take-home pay, and saves businesses money?

WATCH VIDEO BREAKDOWN

Personalized Company Savings

Personalized Company Savings

Personalized Company Savings

Receive a customized proposal showing potential employer savings and employee impact based on your workforce.

GET YOUR CUSTOMIZED PROPOSAL

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All Rights Reserved.

Licensed Life & Health Insurance Agent, CA License #4343423

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