Attention Business Owners & Leaders
Introducing The CHAMP Plan™
A Supplemental Health Benefit to Increase Employee Take-Home Pay, Create Employer Savings, and Pairs With Current Offerings
Smarter Group Benefits
The CHAMP Plan™ is a self-funded healthcare benefit designed to layer over your existing health insurance—or operate independently.
By utilizing IRS Section 125 codes, the plan reshuffles payroll compensation structures to deliver a dual-sided financial win: it increases your employees' net take-home pay while reducing your company's matching FICA tax liability.
Because these tax savings fund the program, you provide a robust, frontline layer of healthcare benefits and a net raise to your team—at zero net cost to your companies budget.
IRS Section 125 Compliant | Integrates with Current Insurance | Proven For Employers
Trusted By Employers
$100+ Million & Counting In Employers Savings
Traditional Health Insurance
Traditional Health Insurance
Traditional Health Insurance
Rising Overhead: Premiums spike every year, but your company return on investment shrinks.
Wasted Spend: Employers pay massive amounts for benefits that workers rarely use due to high deductibles.
The Claim Trap: Minor urgent care visits and basic prescriptions trigger claims, driving future corporate premiums higher.
Smarter Approach to Benefits
Traditional Health Insurance
Traditional Health Insurance
The CHAMP Plan™ does not replace your current health insurance—it complements it. By acting as the frontline defense for routine healthcare, employees use this plan first. This deflects routine claims away from your primary major medical policy, stabilizing your long-term premium costs.
Is Your Business Eligible?
Traditional Health Insurance
Is Your Business Eligible?
Available to businesses with:
✅ Full-Time W-2 Employees
✅ $20,000+ Annual Wages
✅ FICA-Paying Payroll
If this describes your workforce, your business likely qualifies.
What Employees Receive
The Champ Plan™ removes financial and access barriers to everyday healthcare, helping employees stay engaged with their health while improving overall outcomes. These benefits are designed to be used as an employee’s first point of care when appropriate.
👥 The Employee Win
• Net Raise in monthly take-home pay
• $0 Copay for unlimited Primary & Urgent Care Visits
• $0 Out-of-Pocket for 200+ common medications
• 24/7 Virtual Medical Care & Mental Health Support
Employer Impact
By implementing The Champ Plan™, businesses can strengthen their benefits offering while creating measurable payroll tax savings and reducing long-term healthcare costs.
🏢 The Employer Win
• $573 Annual Savings per enrolled employee
• Lower Payroll Taxes via matching FICA reduction
• Integration with your existing payroll setup
• Compliance built on IRS Section 125 codes
Take The Next Step
Video Breakdown
Personalized Company Savings
Personalized Company Savings
Want to see exactly how The CHAMP Plan™ improves employee benefits, take-home pay, and saves businesses money?
Personalized Company Savings
Personalized Company Savings
Personalized Company Savings
Receive a customized proposal showing potential employer savings and employee impact based on your workforce.
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