Frequently Asked Questions

No. The Champ Plan works alongside your existing medical insurance. It is designed to complement traditional coverage, not replace it.

No. Employees who voluntarily enroll in The CHAMP Plan™ can continue to use the same providers and receive the same medical care they’re already receiving through their traditional medical insurance. The CHAMP Plan™ can provide additional options for better quality care and cost savings as identified by the physician of record, but employees are not required to take those options.

The total monthly funding is $234 per enrolled employee.

• Employees contribute $190 through payroll
• Employers pay a $44 administration fee

Because employee contributions are made pre-tax, employers reduce payroll taxes at the same time. After tax savings, most employers still net about $47.80 per employee per month.

Even though employees contribute through payroll, most see an increase in take-home pay due to tax savings.

That is a common first reaction. The savings come from a compliant pre-tax structure that reduces payroll taxes for both employees and employers. The plan was specifically designed to create financial efficiency while improving access to everyday healthcare.

There is no catch. Just a smarter way to structure benefits.

Implementation is simple and designed to work with your current payroll and benefits setup. After reviewing your employee census, we provide a customized breakdown of savings and guide you step by step through enrollment and onboarding.

Ongoing support is included so your team is not stuck managing it alone.

Businesses can begin at almost any time. The sooner the plan is implemented, the sooner employees gain benefits and the company begins generating payroll tax savings.

No. The Champ Plan applies to full-time W-2 employees who meet wage and payroll tax requirements.